Using Jewelry for Hajj
Question :

I am a housewife and my husband borrowed some money from his friends and has not paid them back yet. Can I go for Hajj by selling some of my jewelry that he gave me many years ago, while my husband has an unpaid debt?

Answer :

If you own the jewelry, then it is permissible to sell them and use the money to go for Hajj.

Hajj and Khums
Question :

I work for a retail company in the West, and they pay my wages directly into my bank account. This money has never been withdrawn by me and has sat in my account since it was transferred. I do transfer a part of it into another savings account through the internet every month. After a year of transferring, but never withdrawing and holding the money physically, will this money be subject to Khums, and is Hajj obligatory on me if there is enough in the savings account to cover Hajj costs?

Answer :

If you work in a state establishment and your salary is transferred directly to a state-owned bank, then the laws of khums and Hajj do not apply on the salary. They both apply on amounts that you withdraw from the bank. Both conditions must be present (working for the state and the bank being owned by the state) in order for this ruling to apply.
If one of the two conditions are not fulfilled, like if you work for a private establishment or the amount is transferred to a private bank, or both of them are not present, the regular laws of Khums and Hajj apply. That is, if the amount adds up to what is sufficient to cover the cost of Hajj, it becomes obligatory. Likewise, Khums has to be paid from the unused portion of it at the end of the Khums year.

Going to Hajj without Paying Khums
Question :

If a person has not paid Khums yet, and meanwhile he performs obligatory Hajj, will his Hajj be valid?

Answer :

His pilgrimage is valid. He must hasten to pay Khums.

Marriage and Pilgrimage
Question :

I am currently saving money for my marriage. If by the time the month for Hajj comes and I have enough money to go, but I need the money for marriage, what should I do?

Answer :

If there is a need to marry in such a way that not getting married or delaying it will cause hardship, pilgrimage will not be obligatory. Otherwise, pilgrimage must be performed first.

Went to Hajj as a Child
Question :

If a person had performed Hajj as a child is it necessary for him to perform the Hajj as an adult if he has the financial means to do so?

Answer :

If he had not reached the age of Sharia-recognized adulthood then his Hajj is not considered as the fulfillment of the obligatory Hajj.

Expenses After Pilgrimage
Question :

When I am taking into account whether I am financially able to perform the pilgrimage, one should have money for the expenses of how many days after Hajj?

Answer :

It is not obligatory to perform pilgrimage if one does not have the financial capability to cover the expenses to travel to and from the sacred lands, in such a way that it does not negatively affect his dignity or cause hardship to him.

Expenes After Pilgrimage
Question :

I have enough money for pilgrimage itself, but not enough to bear the expenses after Hajj, but my father will bear my expenses for some months. Is the pilgrimage therefore obligatory on me? Will it be regarded as Hijjat-ul-Islam?

Answer :

If your father will bear your expenses after your return from pilgrimage, you must accept it if there is no obstacle in accepting it, and your pilgrimage would be considered as Hijjat-ul-Islam (i.e. the obligatory Hajj that one has to undertake once in a lifetime).

Debt and Pilgrimage
Question :

If my father is indebted to me, is it permissible for me to absolve the debt, considering that the debt amount is such that it will enable me to go for Hajj?

Answer :

It is not permissible to absolve the debt of your father, if this results in you not being able to perform pilgrimage. You can perform pilgrimage using the money he repays you.

Mortgage Payments and Hajj
Question :

A person is saving up to use the money on mortgage payments, and they are for the next fifteen to twenty years. If the amount saved is sufficient to go for Hajj, is it obligatory for him to go?

Answer :

If he has money to pay the mortgage payments, apart from the costs for Hajj, Hajj becomes obligatory on him.

The Obligation of Hajj
Question :

If one doubts whether Hajj is obligatory on him in his current state and financial situation, and doubts whether he is islamically considered "able" to perform Hajj, is it obligatory on him to investigate to make sure?

Answer :

It is not obligatory to investigate, but if one becomes certain of the ability, pilgrimage becomes obligatory on him.

Exams and Pilgrimage
Question :

It has come to my interest to perform Hajj, and I feel I am able to go. I have the financial means, and it would be easy to organize. However, upon returning back home from Hajj, I will have exams within 3-5 days, and I fear I will not fare well in them as I would if I didn’t go for Hajj. Am I obliged to go?

Answer :

If the person is able to perform the pilgrimage then it is prohibited to postpone it.