Day Questions

Is it permissible for a woman to wear a necklace without the intention of arousing the opposite gender?

It is prohibited for a woman to expose her embellishment to non-Mahram men except for applying kohl, wearing a ring and a bracelet, whether she has the mentioned intention or not.

I have been working and I was not able to make any savings from my earning, except that in the month of Dhil-Qa’dah I saved some money and I anticipate saving some money the following months too. Will I pay my religious dues for the Islamic year (Muharram-Dhil-Hijjah) even if I only just started to save some money, or will I pay them when a year passes from obtaining the savings (i.e. next Dhil-Qa’dah)?

If the beginning of Muharram is the first day of your khums fiscal year then khums is payable at the end of Dhil-Hijjah, even if you started saving in Dhil-Qa’dah and did not save anything before that. The khums fiscal year begins when one gains any money in his life, even when he was a child. If you know that day then this is when you pay khums on any profit that remains unspent, even if you received the money days before this date. If you do not know that day exactly, then you should refer to the religious authority, i.e. the marja that you follow or his agents, to determine a day to be the start of your khums fiscal year.