It is not permissible to encourage them to disobey the edicts of the marja that they follow, in a way that the call to act in a certain way is with the awareness that it is against the edict of the marja that they emulate. If someone asks about the ruling of a particular issue without stipulating that he wishes to the edict of his own marja or he does not have one to follow, then it is permissible to inform him of the ruling that is according to your own marja.
Cosmetic surgery is not prohibited. It is prohibited to show adornment - except for kohl, ring and bracelet - in the presence of non-Mahram. The cosmetic surgery is not adornment.
If one took a loan for the purposes of spending it for the current year’s expenses, the outstanding balance of the loan at the end of the khums year can be deducted from the total savings. If the debt is greater than all the savings from that year, then there is no khums to pay. If not, the difference is subject to khums.
